Cost tools

Closing cost calculator for Charleston SC.

South Carolina is an attorney-closing state. Budget about 2% to 5% of the price on the buyer side, separate from down payment. The deed recording fee is customarily the seller’s.

What buyers actually write a check for

A South Carolina closing attorney runs title, the closing, and recording. You also pay owner’s and lender’s title insurance when you finance. Cash buyers skip lender fees but still pay attorney, title, and a smaller prepaid set.

The line that sounds huge — deed stamps — is usually the seller’s. Pair this calculator with the all-in monthly tool so cash-to-close and the payment are in the same conversation.

Closing Costs

Planning estimate · Charleston metro

Estimated buyer closing costs
--
Attorney + title insurance--
Lender fees--
Prepaids / escrow--
Recording--
Deed stamps--

Planning ranges only. Your lender’s Loan Estimate and the closing attorney’s statement control.

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Common questions

Closing Costs FAQ

Typically about 2% to 5% of the purchase price, not including your down payment. That covers the closing attorney, title insurance, lender fees if you finance, recording, and prepaid insurance and taxes.
The deed recording fee is about $3.70 per $1,000 of the sale price and is customarily paid by the seller. Everything is negotiable in the contract.
No. Your lender’s Loan Estimate is the controlling number. This is a planning worksheet so you are not surprised at the closing table. Read the closing costs Field Note.

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Send the address and what you are trying to do. I will tell you what the public record actually says, and what still has to be confirmed with the county, the town, or the district.

Stack the cost tools: 4% vs 6% tax, closing costs, all-in monthly, then confirm the street with Check This Address and Charleston Pulse.

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