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First-Time Sellers

Selling your first home in Charleston.

Selling feels more complicated than it is -- and simpler than sellers assume in the ways that actually matter. The goal is straightforward: get the right buyer at the right price with the fewest complications between contract and closing.

REALTOR(R) eXp Realty Air Force Veteran 2026 SC Vetrepreneur of the Year
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What first-time sellers get wrong at the start

The most common mistake first-time sellers make is pricing based on what they want to net rather than what the market will bear. Those two numbers are related but they are not the same thing, and the market does not care what you paid for the house, what you need to buy your next one, or what your neighbor sold for two years ago. Accurate pricing from the start sells faster and usually nets more than overpricing and reducing.

The second most common mistake is underestimating what condition affects. A home that shows well -- clean, decluttered, properly lit -- sells faster and at a higher price than an equivalent home that does not. Buyers form opinions in the first minute of a showing. I will tell you honestly what preparation is worth doing and what is not.

What your net proceeds actually look like

First-time sellers are often surprised by how much comes out of the sale price before they receive their proceeds. The main deductions at closing in South Carolina are:

  • Agent commissions: Typically 2.5 to 3% to the listing agent, plus a buyer's agent commission that has been negotiated and disclosed per the post-NAR settlement rules. Total typically 5 to 6% of the sale price, though this varies.
  • Transfer taxes and recording fees: South Carolina's deed transfer tax is $1.85 per $500 of value. Other recording fees are minor.
  • Attorney fees: South Carolina requires a real estate attorney to close the transaction. Closing attorney fees are typically $700 to $1,200 and are negotiable as to which party pays.
  • Outstanding mortgage payoff: Your remaining mortgage balance plus any prepayment penalties or per-diem interest is paid from proceeds at closing.
  • Repair credits or concessions: Any credits negotiated during the inspection period come out of your proceeds.
  • Prorated property taxes and HOA dues: You pay for the portion of the year you owned the property.

I give every seller a net sheet at the start of our conversation so there are no surprises at the closing table.

Capital gains and the primary residence exclusion. If you have lived in your home as your primary residence for at least two of the last five years, you may exclude up to $250,000 of gain from federal capital gains tax ($500,000 for married couples filing jointly). This is not automatic -- it requires meeting the IRS criteria. Consult a CPA before your closing if you have significant appreciation. This is not something to figure out after the fact.

Pricing: how we determine where to list

I prepare a Comparative Market Analysis (CMA) using recent sales of similar properties in your area -- similar size, age, condition, and location. The CMA does not tell us what your house is worth in some absolute sense; it tells us what buyers have actually paid for comparable properties recently, which is the best predictor of what they will pay for yours.

We look at active listings (your competition), pending sales (current market direction), and closed sales (what buyers actually paid, not what sellers asked). The goal is to price where motivated, qualified buyers will see your home as fair value -- which generates more interest, more showings, and better offers.

Preparing your home to sell

Before we list, I walk through the property with you and give you a specific, prioritized list of what to address. Not everything needs to be done -- some improvements do not return their cost in the sale price. What I focus on:

  • Decluttering and depersonalization: Buyers need to visualize themselves in the space. This is the highest-return preparation and it costs nothing but time.
  • Deep cleaning: A clean home reads as a well-maintained home. Buyers notice.
  • Curb appeal: First impressions happen before buyers step inside. Landscaping, paint, and entry condition matter disproportionately.
  • Deferred maintenance: Minor items that a buyer's inspector will flag are worth addressing if the cost is low. Major items need to be disclosed and priced accordingly.
  • Photography: Professional photography is standard for every listing I take. It is not optional. Most buyers see your home online before they see it in person.

The offer and negotiation process from the seller's side

When offers come in, we review each one together. Price matters, but so do the financing terms, the inspection contingency, the closing timeline, the earnest money amount, and any requests for personal property or seller concessions. The strongest offer is not always the highest number -- a cash offer or a buyer with strong pre-approval and a clean inspection history can be worth more certainty than a higher price with shakier terms.

After the inspection, buyers often submit a repair request. Your options are to repair the items, offer a price reduction, offer a credit at closing, or decline. I give you my honest assessment of what is reasonable to address versus what you should hold firm on. The goal is to keep the buyer in the transaction without giving away more than necessary.

From contract to closing

Once you accept an offer, the buyer typically has an inspection period, an appraisal, and a financing contingency period. Your job during this phase is to keep the property in the same condition the buyer saw it and to be responsive when documents need signatures. My job is to manage the process, coordinate with the closing attorney, and make sure nothing falls through the cracks.

South Carolina closings typically happen in 30 to 45 days from contract. At closing, you sign the deed, the title transfers, and your proceeds are wired to your account. If you are buying a new home simultaneously, the timing of the two closings needs to be coordinated -- that is a logistics conversation we have early, not at the last minute.

Ready to understand what your home is worth and what selling it would look like? Let's start with a no-obligation conversation.

Information provided is for general educational purposes only and does not constitute legal, financial, tax, or investment advice. All real estate transactions involve risk. Buyers and sellers should consult qualified legal, tax, and financial professionals before making any real estate decision. Jennifer Dane is a licensed REALTOR(R) in South Carolina with eXp Realty LLC. Equal Housing Opportunity.

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